Tay Valley Credit Union

   11 Castle Street, 3rd Floor, Dundee, DD1 3AA

   (01382) 434103


Member's Area

Secured Loans


Our loan with the lowest rate of interest is our Secured Loan with an Annual Percentage Rate of 5.9%. Secured loans are secured against members savings and members must maintain a minimum savings balance equal to the loan balance for the duration of the loan.

Secured loans can be processed quickly and we will have a Loan Agreement ready for signing within 24 hours of receiving the loan application. Once the Agreement is signed the funds can be in your bank account the next working day.

These loans are useful for members who wish to leave their savings intact and borrow to meet their short term financial needs. Savings will continue to earn a dividend whilst repaying a Secured Loan.