Tay Valley Credit Union

   11 Castle Street, 3rd Floor, Dundee, DD1 3AA

   (01382) 434103


Member's Area



One of the benefits of saving regularly with Tay Valley Credit Union is that our members receive an annual dividend, based on their savings balance each year.  All our members receive the same rate of dividend no matter how small their savings balance.


The annual dividend rate is proposed by the Board of Directors at the end of each financial year and voted upon by the members at the Annual General Meeting.


The amount available for distribution back to members is dependent on the amount of surplus remaining after the credit union has paid all expenses and complied with all statutory provisions.


In this way the credit union returns part of its profits directly back to all members. The more successful the credit union is, the more all the members benefit.